Deciding to file for bankruptcy can be an emotional and difficult decision. People sometimes feel like their world has come to an end and that they have no way to rebuild their futures after they file. However, when they hire a Bankruptcy Lawyer Tipp City OH clients can discover the benefits of this legal action. They may come to realize that their wages, assets, and bank accounts can be protected from their creditors. They may then be able to rebuild their futures and move on with their lives.
Actually filing for bankruptcy can be a complex matter if people go about it without proper legal counsel. When they work with a Bankruptcy Lawyer Tipp City OH clients can be made fully aware of the process that they are about to undertake. Their attorney can tell them what documentation will be needed by the court, what line of questioning they will be subjected to, and what the penalties are if they lie to the court. Their attorney is there to help them present their case and ask the court for debt relief or reorganization. While they have the right to represent themselves, clients would fare much better if they allow an attorney to represent them.
Thus, hiring the legal team at Shipman Dixon & Livingston Co. L.P.A can bring the resolution to clients’ debt worries. Once their lawyers are on retainer, clients can begin providing documentation that will be used to build their cases. They may be asked for paycheck stubs, tax records, leases or mortgage papers, bank statements, and proof of their debt. All of these documents must be shown to the court so that the judge can make a fair determination of whether or not the petitioners genuinely need help with their debt.
Before their case is heard and discharged, clients also must appear in a court hearing and answer basic questions about their income, assets, and debt. This hearing is a legal event during which they will be sworn in and questioned under oath. Their lawyer will also be present with them during the hearing and help them answer if they are unsure of what the trustee is asking of them. Once that hearing concludes, the judge can then render a decision and either throw out the case or discharge it. This judicial decision could happen in a matter of weeks after the hearing.
