If you’re considering purchasing a vacation home in Southern California or only living in a residential home temporarily, a home insurance policy that’s designed for the short term can be an excellent choice. With this policy, you’ll still enjoy the comprehensive coverage that’s included in longer term insurance policies. Here are some of the main advantages of having short term home insurance Temecula locals can count on.
No Long Contracts
With this type of insurance, you won’t be locked into lengthy contract terms that might make it difficult for you to cancel your coverage if you ever choose to do so. This can save you from having to pay large amounts of wasted money just to fulfill the terms of your contract.
Coverage Date Flexibility
You’ll be able to choose the specific days that you need coverage and not have to pay for days when you won’t be responsible for managing the property. Whether you need coverage for just two weeks or as long as several months, a policy with temporary coverage terms can give you the right amount of protection. To learn more about short term insurance, Follow us on Facebook.
Limited Liability
This type of insurance can be especially beneficial if you’ve purchased a vacation home that you plan to use as a timeshare. You can enroll in a temporary insurance policy that will only be enacted to cover damages that occur specifically during your time at the property. When another timeshare holder is at the property and damage occurs, you won’t have to worry about your home insurance rates increasing to cover the damage since the other person will be responsible for submitting a claim to their insurance provider.
Having a temporary home insurance policy can give you extra peace of mind without the additional hassle. Old Harbor Insurance Services provides comprehensive short term home insurance Temecula residents can depend on, and you can learn more about this company by visiting
