How Small Businesses Can Save Money On Employee Health Insurance

by | Sep 9, 2020 | Business, Insurance

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The rising cost of health care coverage for employees is particularly hard on small businesses in and around Asheville, NC. However, small business owners also have to be competitive in the market to attract quality candidates to work at their company.

Finding quality, affordable, and comprehensive employee health insurance Asheville, NC is a challenge. However, by using a few simple tips and strategies, any small business owner in the area can find a plan that fits their budget and the coverage levels they want to offer.

Shop Around for Pricing and Coverage

While it may be tempting to simply choose the first name on a search for low-cost employee health insurance Asheville, NC, this is often not the lowest cost option available. Look specifically at providers, including direct from provider coverage options, that are locally offered and avoid all the costs and red tape associated with the larger business healthcare insurance providers.

Look for Preventative Health Options

Many programs offering traditional types of employee health insurance Asheville, NC are only providing treatment, not working to provide preventative services and training. Top local providers in the Asheville, NC, area may offer health and nutrition coaching services or offer specific educational and training programs to reduce the risk of employees developing serious health conditions.

Virtual Care Services

Some of the best health insurance programs provide options for employees to obtain medical services. Telehealth or virtual doctor meetings for non-critical types of issues is cost and time-effective for many people. It can also help reduce the cost to the employer for the coverage.

Finally, look for programs that are flexible, scalable, and designed to meet your needs. Local providers are typically willing to work with a small business to create a healthcare insurance coverage plan that fits their budget and their coverage requirements.

For more information about employee health insurance offered by Integrative Family Medicine of Asheville, NC, visit us online.