Kansas residents are required to fulfill the mandatory requirements for auto insurance. However, the requirements for Kansas don’t include liability insurance only. These residents must also purchase personal injury protection coverage. Local carriers could provide them with a free auto insurance quote in Wichita KS for these requirements.
How Do Drivers Fulfill Their Financial Responsibility?
First, they must purchase liability insurance for all vehicles that are registered. The liability insurance pays $25,000 for the first personal injury sustained in an auto accident. If more than one passenger or driver is injured, the claim offers a maximum of $50,000.
These values cover the cost of all medical treatment for the accident victims. The policy pays up to $10,000 for any property damage that happened during the accident. The vehicle owner must submit proof of their liability coverage to the Department of Motor Vehicles for their county. To purchase liability coverage submit a request for an auto insurance quote in Wichita KS now.
What Values are Required for Personal Injury Protection?
The personal injury protection covers the vehicle owner’s expenses. Kansas is a no-fault state and requires vehicle owners to acquire coverage through their own insurance policies. The value assigned to medical expenses for the owner are $4,500. If their injuries cause a disability, they receive disability payments for one year. The value assigned for temporary disability benefits is $900 monthly.
If the vehicle owner requires at-home health services, the policy covers up to $25 for each day of services. These vehicle owners may also require rehabilitation or physical therapy. The policy offers up to $4,500 for these services. The family of any vehicle owner who dies as a result of their injuries receives $2,000 for any funeral expenses.
Vehicle owners are required to maintain valid liability and personal injury protection insurance. They should keep a copy of their insurance card or documentation for the policies with them at all times. Local law enforcement and the Department of Motor Vehicles may impose penalties for non-compliance with these laws. Vehicle owners who need an auto insurance quote in Wichita KS should contact Andy Woodward Insurance Agency immediately.
