The state of Oklahoma combats irresponsible drivers by requiring that all registered vehicles are covered by at least liability insurance. To provide proof of financial responsibility these drivers must possess liability insurance or higher with no less than $25,000 of coverage per injured individual. Their total injury coverage should be a maximum of $50,000 and at least $25,000 for property damage. Victims of accidents that involved an uninsured driver who did not receive compensation should contact an Auto Accident Attorney in OKC.
Standard Procedures
When an auto accident occurs, it is beneficial to all who were involved to contact law enforcement. The officer who arrives at the scene of the accident will create a report that details how the accident happened and who was at fault. This document is often the key element of accident litigation. However, it is not always the final determination; discrepancies are possible. Any driver who was identified as at fault can fight this accusation by hiring an Auto Accident Attorney in OKC to clear their name and prevent monetary awards.
In accidents involving multiple cars, it is difficult to make a distinction initially as to who was the cause. This is where witness testimony is vital. With testimony, it is possible to recreate the accident through a story board; an Auto Accident Attorney in OKC presents these concepts in court. However, scientific investigation can rule out false claims.
For instance, forensics determine the speed at which the cars collided and determines whether the driver was speeding at the time of the accident. This could become the factor that alters the entire case. Other factors such as weather conditions which could have been the origin of the accident are also considered.
All drivers who are involved in the accident are required to file a claim through their insurance carrier. A claim’s adjuster, typically, visits the policy holder to evaluate the damage sustained and calculate a value. The victim should acquire estimates from at least three different auto repair shops to present to this adjuster. At any time that the victim is not compensated fairly or at all, he or she can file a claim through an Auto Accident Attorney in OKC to seek monetary damages.
